How to Succeed in Property Development
If you are considering property development as a way forward but have never done
it before, you may be unsure as to whether you can make a go of it.
It is certainly true that the process is complex and challenging for a newcomer,
and involves many traps for the unwary. However, there is no reason why you
should not succeed if you go about it the right way from the outset.
So what are the steps you should consider?
- For your first venture, try and find a business partner who is experienced in
property development. If this partner can go into it with you, it will greatly
increase your chances of raising the property development finance. It will also
prevent you from making too many costly mistakes. Then the next time you can try
going it alone – and you will know what you’re doing!
- Put together a team of skilled professionals – architect,
finance broker,
building contractor, etc. They will deal with the technical aspects of the
project. Of course you will need to obtain quotes for their fees and factor
these into your
property development finance application.
- If you are considering a new-build project, take time and care in looking for
your plot. It is sometimes easier to hunt down and locate your own plots – if
you wait till one comes on to the market, it will almost certainly be snapped up
before you can get your bid together. If you have your plot identified before
applying for your
property development finance, it will help convince the lender
that you are serious.
- As well as finding your plot, put together a detailed business plan with a fully costed description of your project. This will ease the process of applying for your property development finance as it will reduce the number of questions that the lenders need to ask.
The complexities of the task may seem daunting, but don’t let yourself be put
off. Every successful property developer was once a beginner. The essential
thing to remember is not to plunge in blindly and hope for the best. Take advice
from people who know what they are doing and you can copy their success.
Please note that the FSA do not regulate commercial loans or commercial mortgages
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