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125% mortgages - Secured mortgage and loan scheme

There are a limited number of mortgage lenders that allow you to borrow upto 125% of the value of your property.

This is useful if you do not have a deposit and the schemes comprise of a secured mortgage and an unsecured personal loan with one monthly payment. Generally the mortgage will be for 95% of the property value with the personal loan making up the rest.

You will need to have a clean credit history and be able to prove your income to qualify.

To find out more on 125% mortgage schemes please contact us or call 0800 316 5756 to speak with a mortgage adviser.

Authorised and regulated by the Financial Services Authority. Registered Office:140 Long Lane Bexleyheath Kent DA7 5AH Registered in England & Wales No: 04125057 Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Written details on request. All loans subject to status. Think carefully before securing other debts against your home. Broker fees may apply. Typically, we will charge £250 for arranging your mortgage and we will be paid commission from the lender, please ask for full details.