Organising a home move is no doubt one of the most stressful situations that can be experienced, as those of you who have done it will be only too aware.
Before you set off on your quest to find the perfect home it’s worth finding out what your upper purchase price limit is.
Unless you are buying with cash, this is going to involve a mortgage. There was a time when you knew that the lenders might use an income multiple to do this like 4 x income, however that has all changed.
Each lender uses an affordability calculator to calculate the maximum loan and just to make things easy…..they are all different. So it’s no good applying for the cheapest interest rate that and finding you don’t qualify for it.
Now that would be stressful!
Our experienced Independent Mortgage Brokers will discuss your personal circumstances with you in order to ensure that you get the most appropriate, affordable mortgage. As an Independent Broker we are your Agent in the mortgage market and don’t represent anyone else.
We will talk you though key events in the process, to ensure that you are always aware of where you are in terms of your house purchase.