Low credit score
A low credit score can make it harder to find a mortgage.
Low credit scores can happen for a number of reasons and obtaining a copy of your credit file can help to find out why. There may be bad credit on your credit file such as loan defaults, arrears or ccjs that affect how the credit score is calculated.
As a specialist
mortgage broker we are very experienced in helping people with low credit
scores and can often find a very competitive low credit score mortgage deal even
with bad credit or poor credit.
Each mortgage lender has a different way of calculating your credit score and
many lenders will not offer loans if the credit search and credit score do meet
their criteria.
For more help with low credit score mortgages please visit our mortgage centre
The overall cost for comparison is 7.9% APR The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
