Pensions advice
A refreshingly new approach to
Independent Pensions Advice
An independant financial adviser can help you make the best of your pension planning.
Pension planning can be split into two areas:
- Pre-retirement planning (saving)
- Retirement planning (investing)
Pre-retirement planning
This is where you build up your pension fund via tax efficient savings and investments. There are a wide range of pension plans to choose from such as:
- Stakeholder pensions
- Personal Pensions
- Self Invested Personal Pensions (SIPP)
- Pension transfer plans
- Executive Pensions Schemes
- Company Pension Schemes
Your IFA will help you to choose the best type of pension plan and will provide guidance on how much you should be investing. Investment choice and risk profile are also important components in providing pension advice. The aim is simply to build up your pension fund to the value you need for a comfortable retirement.
Retirement planning
This is where you have many choices over how your pension fund is used. To provide an income in your retirement, your pension fund is normally used to purchase an annuity. It is this annuity that provides a regular income for life.
However, there are now other choices you have to make concerning your pension fund and how the benefits are to be taken and an Independent Financial Advisor is well placed to provide this important advice to you.
- Pension transfers
- Pension annuities
- Guaranteed annuities
- Widows pension provision
- Pension drawdown
If you would like to contact a specialist independent pension adviser then please complete the short enquiry form below. A pension IFA will be able to discuss your pension needs in detail and will create a retirement plan that is just for you.
As everyone's needs are different it is important to utilise the services of an IFA who is familiar with all of the above pension and retirement aspects.
Where our clients need expert advice for their pension and retirement needs we recommend they contact an IFA who is specialist in that specific field. We have established a network of select IFAs who offer independent financial advice for pensions and investment clients. Between them, these specialist IFAs cover the whole spectrum of investment and pension planning needs.
If you would like us to arrange for a Pension IFA to contact you then please complete the short enquiry form below. We will then select the IFA who is best suited to advise you.
Enquiry form for Independent Pensions Advice
