When searching for mortgage advice it can be difficult to decide on what type of mortgage broker to use. As a priority, you need to be certain that the mortgage broker is authorised by the Financial Services Authority to provide mortgage advice to clients.
As a client, you should be looking for a mortgage broker that has access to all of the mortgage deals available. This gives you the most mortgage options in terms of mortgage products that are available to you. Some mortgage brokers still only provide mortgages from a small panel of lenders thus depriving their clients of some mortgage options from other lenders.
Enhanced Wealth Limited is a whole of market mortgage broker. This means we have access to all of the mortgages available from all lenders. A whole of market mortgage broker will be able to search through the many mortgage deals available to offer their clients the best option relating to their circumstances. Having a broker who can do this will save you a lot of time and trouble as you do not have to search for the best mortgage yourself. Some people will look to use the online mortgage supermarket websites to find a mortgage. Unfortunately, these are often out of date and will show information on mortgages which are no longer available.
A whole of market mortgage broker will take the time to explain the mortgage they are recommending along with the associated fees and costs. They will be happy to liaise with solicitors and estate agents to ensure everything goes to plan.
Once you have applied for your chosen mortgage your broker will keep an eye on things and chase the lender for a mortgage offer. If you have any questions there is no need for you to contact the lender and battle with telephone systems and security checks, just a quick call to your mortgage broker will get things sorted.
So the next time you need mortgage advice save yourself some time and choose a whole of market mortgage broker.