As a Company Director, you have probably found that doors seem to open a little easier, than they did when you were on the way up?
However you may have found things slightly different, when it comes to securing a residential mortgage, where the doors are either half open or securely closed!
Why is this?
As a Director, with equity your financial situation and that of the company are intrinsically linked, and for Directors with shareholdings of 15% or more, many lenders are very wary. Combine this with a call centre situation, or a Local bank Branch where the staff are generally quite junior; the answer can often be no; simply through a lack of understanding of director remuneration packages, combined with company accounting practice.
Why use Enhanced Wealth to find your Mortgage?
Yes, sure we have all the whole of market sourcing equipment there is which is constantly updated. Simple PAYE cases can be done on this software system, without any communication with underwriters.
You need more than a software system; and that where we can really add the value; without heavy cost.
At Enhanced Wealth, we do not employ commission driven sales staff; they tend to take a short term view of a customer relationship. As a Director, it may be good to know that only a Director will be involved in dealing with the technical side of your mortgage lending. As such you will be dealing with a highly experienced individual, well versed in Director Remuneration packages.
However, what gives us the edge over most advisers; is that Enhanced Wealth Ltd also arranges commercial mortgages. As full members of the National Association of Commercial Finance Brokers, we have considerable commercial lending expertise which is invaluable when acquiring a residential mortgage for a company director.
How much do we charge for our expertise?
The charge will be admin only on loans over 100K, £95 only.
At this cost; why try and do it yourself??
Free, no obligation discussion?
We offer you a free, no obligation initial discussion service. Mark or Norman will ask you some basic information and discuss the best way forward. Call either of them free on 0800 316 5756.